Likely a modern American coinage inspired by French phonetics.
Charnay is a modern name likely created in the United States, often used as a variation of names like Sharnae or inspired by the French surname and place name Charnay. It carries an air of sophistication due to its French-sounding suffix, though it does not have a single established etymological meaning.
Less common today
Charnay isn't in the latest US Top 1000. It last peaked at #6,267 in 1992.
US births per 5-year period, 1990βpresent (SSA data).